Being a landlord means trusting a tenant to take care of and maintain the home that you ultimately own. While you may already have home insurance, many landlords may not realise that that they require a specific policy when they are in an own-to-let circumstance. This policy is designed to protect both the landlords property, financial wellbeing as well as the contents inside the property that is in use by the tenant.
What is covered under a Landlord’s insurance policy?
Landlord insurance policy can cover a myriad of issues that you might face as a landlord. These include:
- Loss or damage to property
- Loss of rent
- Legal fees
- And more
A landlords insurance policy is designed to ensure that you and your home are protected when managing tenants and allows you to have a piece of mind when entrusting your property to another person.
Please note that to purchase landlord insurance you must hold a legal residence that is registered through the Residential Tenancy Board – rtb.ie
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