Your Home Insurance Cover Information

Online Discount – Submit your details online and we pass on home insurance discounts

By processing your home insurance details online, you reduce the cost to us in providing you with a house insurance quotation. We pass these reductions back to you.

The online quotation system allows us to process your quote quickly and this allows us to offer you lower cost home insurance, without reducing the levels of cover you get. We use the most up to date technology, developing our own systems which are unique to This technology allows us to get you lower prices and still provide you with great house insurance policy benefits.

Irish-based call centre with home insurance experts to deal with your policy or answer any questions operates from Insurance House, 62A Terenure Road North, Terenure, Dublin 6W. Our staff are all based in this head office. All the support team are home insurance experts and can deal with any type of house insurance queries. They will get you a great home insurance quote or offer you advice on your current policy. You are always welcome to call into our offices and the customer support team will be happy to meet with you and go through any details of your house insurance policy.

Home insurance No Claims Discounts

If you have had no claims on your home insurance, we will offer you a no claims bonus on your new quote. For as long as you remain claims free, you will retain this no claims bonus.

Unlike some insurance companies, we give discounts for having no house insurance claims. Along with our exclusive online and volume discounts, this should make us the most competitive insurance company for you.

Had a claim? Don’t worry – we will still provide you with a low cost insurance quote and in some cases we will still be able to get you a partial no claims discount, depending on the type of claim or when the claim happened. Online discounts and exclusive volume household policies are still available to you. Either way, we will almost certainly get you a discount on your home insurance.

Easy payment option (monthly payment facility)

With you can pay your premium monthly. Terms and conditions will apply and a deposit will be required at inception of your home insurance policy. Or, if you prefer, you can pay the annual premium by credit/debit card, send a cheque/bank draft in post or you can call into our office at a time that suits you. You can choose which payment option suits you best.

A wide range of different house insurance policy benefits that you can add or remove to suit your own needs and price

We can offer you a wide range of options on your home insurance policy – for example, you may choose to include accidental damage or not. You might not require contents cover for a shed, as you may not even have a garden shed!

We believe you should not be paying for benefits that you don’t require, and likewise, maybe there are policy benefits that you don’t currently have but that would benefit you.

Our policies, unless advised by us, all include the standard insurance covers such as fire, storm, flood, water damage, theft, and liability. The additional benefits we will discuss with you are typically accidental damage cover, contents in the open, specified items cover away from the home and unspecified items cover away from the home. Some of our policies may include house assist in the case of emergencies.