Protecting your home: Insuremyhouse.ie’s essential tips to keep your home safe.

 

Our recent study has found that 1 in 5 Irish homeowners have experienced a burglary or know somebody who has been burgled, in the last 2 years. Given the fact that recent CSO figures released show that there were almost 20,000 burglaries in Ireland in 2017, a marked increase on 2016, people are now taking the protection of their property a little bit more seriously.

 In the same recent study, we surveyed hundreds of Irish homeowners and found that;

  • 89% of Irish homeowners check their smoke alarm (s) every few months.
  • 78% of Irish homeowners have never allowed their home insurance cover to lapse since they bought the property.

Irish people are typically very proactive when protecting their most expensive asset and seem fully aware of just how important it is to protect the home from all threats. However this level of importance given by homeowners to protecting their homes and contents do not correlate with the increase in burglaries. As a result we have decided to compile a list of tips and tricks that you can implement to keep your home as secure as possible.

1. Lock doors & windows whenever the house is vacant and when going to bed. This may sound like an obvious one, but you would be surprised how many people either forget or simply don’t bother checking.

2. If you have a house alarm - use it. This is important for two reasons, the first of which being the obvious one that it will go off if someone is trying to trespass on your properties. But the second reason is            that if, when taking out home insurance, you told your insurer you have an alarm, but subsequently fail to use it, then you could be in trouble if you need to make a claim.

3. Never leave open flames or fires unattended. Even if you are just “running to the shop” - once a fire starts it will be a lot quicker at spreading than you will be at walking or driving from the shop.

4.Clear gutters and drains periodically. A build-up of debris can cause problems in many ways.

5. Have your gas and/ electrical heating systems checked regularly by a qualified expert.

6. Give a friend or neighbour a key to your house if it is going to be vacant for a period of time, i.e. if you are on holidays. Ask them to pull up or down the blinds, remove mail from the letterbox and, if there          is a period of cold weather, run the taps to prevent the pipes from freezing.

7. Take a ‘Home Inventory’ periodically. If you do need to make a claim for whatever reason, you can easily identify the items that have been damaged or stolen.

8. Invest in some of the smart home apps that are now available. These can control the heating, lights & alarm of a house when you are not there. If you are away on holidays you can still turn on the lights            or heating or if you leave the house without setting the alarm, you will be able to switch it on from your phone.

9. Invest in security lights to light up the outside area of the property and to keep potential burglars from entering the property.

10. Make sure your house insurance is up to date and covers any extra expensive purchases you have made since your last renewal.

Contact Insuremyhouse.ie to get a great priced home insurance policy! Give us a call on 01 603 2999 or click here to get started with a quote!

 

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